Have you heard of the term Memecoiners? Most people haven’t. Yet a group of Memecoiners, or cryptocurrency investors, are laughing all the way to the bank after getting rich trading useless crypto with silly, made-up names. Fartcoin is just one example but there are so many meme coins available that even Forbes is writing about them. A week ago, Fartcoin tripled in value and had a market capitalization that nearly equaled that of Office Depot and the parent company of Steak N’ Shake. The challenge is for Memcoiners to time their trades, so they don’t get stuck with useless coins and a drained wallet. 

The rise of cryptocurrency since Trump was reelected has been record-breaking. Bitcoin went above $100,000 U.S. for the first time and the credit has been given to Trump’s recently adopted pro-crypto stance. The man who once called bitcoin a scam against the U.S. dollar started his own cryptocurrency with his family. Since the election, Trump has been selecting advisors with pro-crypto mindsets and rumor has it he may back the idea of a bitcoin reserve held by the U.S. Treasury. As of today, no country recognizes cryptocurrency as a primary reserve currency in their treasury, but El Salvador adopted Bitcoin as legal tender and holds a significant amount of Bitcoin in government reserves. 

If you want to try your hand at investing in cryptocurrency, just keep in mind the risk level is high, and that a complete and total loss of your investment can happen. In spring of 2022, crypto crashed losing $2 trillion in value and wiping out investors who had high-hopes of retiring early with millions in the bank. Before you buy crypto, you’ll need a digital wallet to protect your passkeys and to access your coins. And think long and hard about how and where you will store your login information for your wallet. Losing access to digital wallets happens all the time as people forget passwords, forget where they stored their passwords, or make their password so easy that hackers can get in.