Risk tolerance in investment portfolios will vary depending on age. The younger a person is, the more risk they may be willing to take. The closer someone is to retirement age, the less risk they may be willing to take. Yet there are principles and strategies we...
None of us can control the cost of health insurance, but we can save money by getting healthy. Smokers pay upwards of $300 per month for cigarettes. That’s $3600 per year and $36,000 over 10 years. According to the CDC, “smoking causes cancer, heart disease,...
End-of-year job cuts are something that companies do to boost numbers and impress shareholders, causing harm to American workers and their families. In 2019, the fourth-highest year for job cuts in a decade, holiday layoffs totaled 44,569. Layoffs...
Start 2024 off on the right footing by making a few smart financial changes. If you have debt, prioritize paying it off. That may seem simple and straightforward but, for some, tackling debt will take getting creative. For example, a homeowner who has a large...
Over one-third of the working adults in our country get into debt each year to cover the cost of Christmas. Those surveyed admitted to using credit cards and buy-now-pay-later programs to pay for holiday’s gifts, travel, and food, averaging around $1500. Some had yet...
A written retirement plan is something that everyone needs but very few people have. Most people think their investment accounts are their retirement plan, but that just isn’t enough. Without generating income in retirement and knowing how much to withdraw and spend...
