Why Are Interest Rates Low?

Why Are Interest Rates Low?

It seems that big banks have gotten stingy with the interest rates offered on savings accounts these days. There was a time when they felt the need to lure in new deposits with the promise of higher rates, but it seems the promotion party is over.  Not only do banks...
Home Buying in 2023

Home Buying in 2023

Planning to buy a home and not sure whether to finance or pay cash? Both options have pros and cons.  If financing is needed, get pre-approved first, then choose a realtor® and begin your search. There’s nothing worse than falling in love with a home then losing...
Is Crypto Alive and Well?

Is Crypto Alive and Well?

According to recent headlines in the news. “The Crypto Crisis Continues”, “Investors Lost $2 Trillion”, “Bitcoin Seeing a Worst-Case Scenario”, it barely has a pulse. But even after the fall of FTX, Sam Bankman-Fried’s arrest,...
Estate Planning is a Must-Have

Estate Planning is a Must-Have

It’s estimated that 67% of Americans have no estate plans. To us, that’s scary. An estate plan isn’t something that is just for the wealthy, we all need one. No matter your income, or amount of property owned, it’s important for you to have a say, while you can,...
2023 Financial Concerns

2023 Financial Concerns

The list of financial concerns going into 2023 is long and anxiety about the economy is Growing. Is it possible to avoid a recession in the new year? Sure. Anything is possible.  But preparing now for the “mild recession” former Boston Federal Reserve President...