If you’ve ever met a timeshare owner who was happy with their purchase, you met a unicorn. Most timeshare owners regret making their purchase, and many describe their experience as a “horrible waste of money”. A timeshare will never appreciate therefore it cannot be...
The federal government doesn’t impose an inheritance tax and North and South Carolina have no estate or inheritance taxes, so why bother with estate conservation? Estate conservation can help protect an estate from income taxes, probate fees, and other expenses...
There are many ways for parents to save for their child’s college education beyond a 529 savings plan. No matter the method or methods you choose, the best approach to college savings is starting early. Qualified tuition programs, a Roth IRA, Coverdell ESA, mutual...
The personal finance strategy “pay yourself first” may be well-known but it is not often followed. In fact, most U.S. adults do not put money in savings before paying bills and making purchases, and those who do have been saving less each year since 2020. The...
Health insurance isn’t the only type of insurance that plays an important part in financial planning. The right insurance can help diversify an investment portfolio, add security to a financial plan, mitigate risk, provide tax benefits, and provide income in...
