Planning for retirement will become less stressful once you have a full understanding of your retirement needs. This may seem simple to do yet will require taking a serious look at your current lifestyle, income, and expenses. Your goal will be to determine whether your lifestyle will be sustainable in the future or if changes need to be made. You won’t necessarily have to change how you live, but you may need to change how you save and invest to achieve your financial goals.
When a client comes to us for retirement planning services our first question is, where will your money come from? Most people count on a combination of social security, qualified retirement plans, personal savings, and investments to live on in retirement. We need to determine if what you have will be enough to maintain your desired lifestyle.
Education plays a crucial role in achieving financial independence. Retirement plans are nice, but if you don’t understand tax-efficient withdrawal strategies taxes will significantly impact your financial efforts. We’ll teach you strategies you need to reduce or eliminate taxes in retirement so you can live well and stress less.
If you’re ready to get started, Alloy Wealth offers a complimentary Master Class on retirement planning for members of our community. Go to the Events Calendar on our website, choose a date that works for you, then call 800-689-3935 to register. This class will help you create a clear vision for retirement which is crucial to fully understanding your retirement needs. Then we recommend you schedule a private retirement planning session with one of our experts. We want to help you live the retirement of your dreams! We look forward to your call.