Understanding investment options can lead to better decision making and help meet future financial goals, yet nearly half of Americans don’t invest because they don’t know how, they don’t think they have the money to do so, or they feel they can’t afford to risk losing money. Our team at Alloy Investment Management is committed to helping clients understand their finances, and investment management principles and strategies, then enable them to create an investment portfolio based on their time horizon and goals. 

15% of today’s investors got their start in 2020 and many of those new investors aren’t considering tax planning when making investment planning decisions. According to a study by Charles Schwab, most are focused on short-term gains and are investing without doing any research. Younger investors are most interested in investing in the stock market and haven’t considered retirement planning to reach long-term goals and, when it comes to investing, it’s important to strike a balance.

If you need help understanding the difference between a company-offered 401k plan and an IRA plan, or short-term investments and long-term investments call 800-689-3935 to meet with one of our team members.