Saving money doesn’t mean you have a retirement plan. A retirement plan involves a certified financial planner who will calculate exactly what you’ll have to spend in retirement after taxes and considering inflation. Without a clear, tax-efficient strategy you won’t know how much money you can spend without running out.
Alloy Wealth Management works with retirees and pre-retirees to ensure they are on track to the retirement of their dreams. We believe financial education should be available to all. That’s why we host master classes in retirement planning in various locations in the Carolinas every month. We want you to feel empowered and excited about finances and not confused.
Saving money is a great start. With a healthy savings you’ll have money for emergencies and short-term goals like putting money down on a house. By investing your money using tax-efficient strategies you will grow wealth over time. Your written financial plan will offer an overview of your goals and a step-by-step guide on how to achieve them. Your customized retirement plan may include:
- Tips on how to reduce debt so you can save and invest more towards short and long-term goals.
- Recommendations for investment strategies.
- Tax planning insights.
- Suggestions of insurance policies that can provide income in retirement and protect your legacy.
- A calculated estimate of your yearly retirement income.
No two retirement plans are alike because no two people are alike. Yet all plans will take future taxes, increased expenses, and the impact of inflation into consideration. We want you to retire with confidence. Contact us today for your complimentary written retirement plan. 800-689-3935