Many people wouldn’t think insurance and retirement would go hand-in-hand, but a sound insurance strategy can help protect your family from the financial consequences of challenging life events, and insurance can provide one of the most tax-advantaged methods to transfer wealth. Insurance has come a long way over time and there are new products and policies that go beyond life insurance that are designed to cover other types of risk in a tax-advantaged manner.

New insurance policies, annuities and/or riders can create lifetime income in retirement, provide guaranteed returns based on the financial strength of the insurance company providing the policy, provide for spousal transfer, cover long-term care expenses, protect against disability, allow tax-free wealth distribution to heirs and much more. Other insurance policies like long-term care or cash value life can add more peace of mind to a retirement plan.

We all have the same retirement goals; to enjoy financial independence, maintain our lifestyle, and provide for our loved ones. At Alloy Wealth Management, our insurance services include personal insurance, liability insurance, and life insurance. We’ll do the research to see what type of insurance may fit into your financial plan and help you reach your retirement goals. Call 800-689-3935 to speak with one of our team members.