Roth IRA conversions may potentially cut your tax bill in retirement but, depending on your age, may not be right for you. Converting to a Roth IRA will result in a tax bill for that year so if you are currently receiving social security benefits or are less than five...
Choosing an investment manager to become a partner in your financial future is a decision that should not be taken lightly. Personality should come into play because this individual could be in your life for years to come, but it won’t matter how much you like him or...
It’s not uncommon for someone to want to retire yet still work. After spending 20 or 30 years in the corporate world, buying a job can be a great way to transition from being a W2 employee to a small business owner. Buying an existing business, whether...
Emergency withdrawals from retirement accounts have increased in the last five years, which caused concern in Congress. While 401ks and IRAs are intended to provide future financial security, due to a lack of short-term savings, many individuals treat their retirement...
It’s a good news/bad news situation for younger adults ages 18 to 43. While most younger adults are earning more than ever before, they’re also more focused on short-term spending rather than long-term savings. Their net worth may have...
Keeping up with the times is a must for businesses of all sizes. You’ve got to evolve to survive and innovate to thrive. Even Walmart, the wildly successful discount retailer expected to post $648 billion in sales in 2024, knew they needed to make changes to ensure...
