Mortgage rates are dropping for the first time in over a year prompting an increase in mortgage and refinancing applications. This news isn’t prompting droves of homebuyers to rush to the closing table, mind you, but it is offering hope to those who have been waiting...
Americans aren’t the only ones taking on debt to travel. People of all ages around the globe are traveling whether they can afford to or not and for various reasons. Millennials and Gen Zs are traveling for sporting events and concerts while Baby Boomers are...
A Fixed Indexed Annuity is an insurance product that provides a retirement paycheck and lots of flexibility to the account holder. When you buy an annuity contract, you’ll get to decide where you want your money allocated, and your assets will grow tax...
One of the biggest concerns among retirees is how quickly healthcare costs may burn through retirement savings. North Carolina is the most expensive state for healthcare in the nation. If employer provided health insurance in our state is more expensive than...
In estate planning, mistakes can be costly. Effective estate planning can help ensure your financial affairs are in order and designate someone to manage your affairs in the event you are incapacitated. An estate plan will outline your healthcare wishes, list...
Life happens when you’re making plans. And life events like an illness, injury, or the death of a spouse can impact your retirement cash flow, unless you are prepared for it. Retirement cash flow is the money you have coming in and going out of your accounts each...
