Taking Stock

Taking Stock

Taking stock of the year’s successes and misses is something all business owners must do. It’s not fun and it is time consuming, yet without honest reflection and a willingness to make changes you won’t be able to improve and grow. Beyond taking a physical...
Timing Homebuying

Timing Homebuying

If you are timing homebuying based on interest rates dropping significantly, you could miss out on a good deal. It’s better to buy a home when you find one that’s suitable and in your price range, then to hinge your house hunting endeavors on interest rates dropping...
Perception is Everything

Perception is Everything

Perception is everything. Most Americans feel like they are struggling yet are spending money as if they are thriving. Should we assume that those who say they are living paycheck to paycheck are charging things they can’t afford? Not necessarily. According to U.S....
Memecoiners

Memecoiners

Have you heard of the term Memecoiners? Most people haven’t. Yet a group of Memecoiners, or cryptocurrency investors, are laughing all the way to the bank after getting rich trading useless crypto with silly, made-up names. Fartcoin is just one example but there...
Live Below Your Means

Live Below Your Means

Want to reach your financial goals more quickly? Learn to live below your means. When you live below your means, you have more money to save and invest or use to pay down debt. Unlike living within your means which can make saving money more challenging. The...
Bread and Milk Panic Shopping

Bread and Milk Panic Shopping

What’s the psychology behind bread and milk panic shopping? It occurs at various times throughout the year in every city in our country. Floridians rush to buy bread and milk before a hurricane, and those living in the Northeast do the same before every big...