Investing and investment management should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies we follow at Alloy Wealth Management to help enable you to put together an investment portfolio that best reflects your risk tolerance, time horizon, and goals. Understanding these investment management principles and strategies can help take the guesswork and emotion out of investment decisions.
We are experienced in investment management, and we’ve lived and worked through many market cycles–including 2008. We understand how to mitigate stock market risk while benefiting from bull market growth.
Market bubble 4:07
You see, it’s not “will there be” a market downturn, it’s “when” there will be a market downturn. Stock market downturns are inevitable, and that’s why there has to be a clear strategy for your portfolio to help protect your principal during down-market cycles, especially when it comes to retirement planning.
Our strategy is to structure things so that you benefit even when the market goes down. Certain products like fixed indexed annuities (FIAs), especially no-fee and uncapped FIAs, may help provide portfolio growth along with principal protection. We’ll help you assess and compare portfolio components.
At Alloy Wealth Management, we also provide WealthGuard™ to our clients as a measure of added protection for your investments. As a WealthGuard-equipped investor, we can help you better navigate the ever-changing market with added confidence.
When it comes to investment management, Alloy Wealth will help guide you towards your goals.
WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop-loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.
There is no guarantee the exact WealthGuard™ value will be captured or assets will be traded or liquidated the same day the WealthGuard™ value is reached, due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages.
WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product.